Individual/Group Benefits…

Access to all major health insurance providers. Special customizing techniques for individual and group health benefit programs.
Other Benefits programs available include term life, disability, long term care, vision and dental.

Financial Services…

Specialized products and assistance for individuals and businesses including tax advantaged MSA and no cost Cafeteria plans.
Three distinct asset allocation models are used to maximize return while minimizing risk.
We know how and when to use the following:
1) 401K-Sep-Simple
2) 529 Plan-Education IRA
3) Annuities-Fixed, Equity-Variable-Best Rates
4) Executive Bonus-Split Dollar
5) Business Succession/Continuation
6) Charitable Giving

Property-Liability-Worker’s Compensation…

When eligible, we use state of the art Business Owner’s Policy (BOP), which provides the most comprehensive coverage at the least cost.
Additionally, we offer business auto, property, liability, worker’s compensation, and alternative programs for Texas based business owners.

Personal Newsletter…

Available to clients by e-mail making them aware of the best methods for comparing insurance and investment programs.

Access to all major health insurance providers. Special customizing techniques for individual and group health benefit programs.
Other Benefits programs available include term life, disability, long term care, vision and dental.

Financial Services…

Specialized products and assistance for individuals and businesses including tax advantaged MSA and no cost Cafeteria plans.
Three distinct asset allocation models are used to maximize return while minimizing risk.
We know how and when to use the following:
1) 401K-Sep-Simple
2) 529 Plan-Education IRA
3) Annuities-Fixed, Equity-Variable-Best Rates
4) Executive Bonus-Split Dollar
5) Business Succession/Continuation
6) Charitable Giving

Property-Liability-Worker’s Compensation…

When eligible, we use state of the art Business Owner’s Policy (BOP), which provides the most comprehensive coverage at the least cost.
Additionally, we offer business auto, property, liability, worker’s compensation, and alternative programs for Texas based business owners.

Available to clients by e-mail making them aware of the best methods for comparing insurance and investment programs.